Group Income Protection

Group Income Protection insurance, also referred to in some markets as Group Disability Insurance, provides financial support to employees who are unable to work due to long-term sickness or injury. Arranged by the employer, the policy typically pays a percentage of salary during periods of incapacity, helping employees maintain financial stability while they focus on recovery.

Cover can be structured on either a short-term or long-term basis, depending on employer needs and policy design, and may apply to a wide range of conditions, including physical illness, injury, and mental health-related absence.

For employers, Group Income Protection is a valuable addition to an employee benefits programme, supporting workforce wellbeing while helping manage the impact of prolonged absence. We work with businesses and organisations to develop solutions that are aligned with their operational needs, budget, and wider benefits strategy.

As part of a well-rounded employee benefits programme, Group Income Protection provides financial reassurance and practical support, giving employees confidence that help is in place if they are unable to work for an extended period.

We support a wide range of organisations with Group Income Protection solutions, including:

  • Multinational corporations
  • Small and medium-sized enterprises (SMEs)
  • Professional services firms
  • Educational institutions
  • Charities and non-profit organisations
  • Employers with regional or international offices

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